Pay-per-call ACH endpoint on Base via x402 — $0.02/request in USDC, no API keys required.
What it does
This endpoint at `/api/v1/ach/13` is part of the lowpaymentfee.com platform, which offers a broad catalog of pay-per-request APIs settled via x402 on the Base network using USDC. The specific endpoint is listed as "Premium API Access" but its exact functionality is unclear — the path suggests ACH (Automated Clearing House) payment-related operations, but no documentation, request/response schemas, or usage examples are available beyond the generic listing.
The platform advertises a flat $0.02 per request across all endpoints, with no API keys, no rate limits, and instant access. The x402 challenge confirms the endpoint is live, accepting POST requests and requiring payment of up to 20,000 base units of USDC (0.02 USDC = $0.02) on the Base network. Payment is made to address `0x1A2B13E97f5F837C8F9FA1F95a1484B7C70d85F3` with a 300-second timeout.
The site lists dozens of endpoints spanning data analytics, AI/ML inference, finance/crypto data, and infrastructure utilities, all at the same price point. However, documentation pages (`/docs`, `/pricing`, `/README`, `/api`) return only a "Connect wallet" prompt with no substantive content. Without request/response schemas or examples, it is impossible to confirm what this specific endpoint actually does or what parameters it accepts.
Capabilities
Use cases
- —Programmatic ACH payment initiation or lookup via a single pay-per-call request
- —Agent-driven financial operations without requiring API key registration
- —Integrating low-cost payment infrastructure into automated workflows
Fit
Best for
- —Developers wanting zero-signup, pay-per-use API access
- —AI agents that can settle x402 payments on Base in USDC
- —Prototyping financial integrations without subscription commitments
Not for
- —Production ACH payment processing requiring regulatory compliance guarantees and SLAs
- —Users who need detailed API documentation and response schemas before integration
- —High-volume use cases where per-request pricing may not be cost-effective
Quick start
curl -X POST https://lowpaymentfee.com/api/v1/ach/13 \
-H "Content-Type: application/json" \
-H "X-PAYMENT: <x402-payment-token>" \
-d '{}'Endpoint
Quality
The endpoint is live and returns a valid x402 challenge, but there is zero documentation on what the endpoint actually does, what request body it expects, or what it returns. The docs, pricing, and README pages are all empty beyond a wallet-connect prompt. The 'Premium API Access' label and '/ach/13' path are the only clues to functionality.
Warnings
- —No documentation available — all doc pages return only 'Connect wallet' with no content
- —Endpoint purpose is unclear: 'Premium API Access' at /api/v1/ach/13 does not describe what it does
- —No request or response schema provided anywhere
- —No examples of successful responses
- —The platform lists many endpoints but none appear to have public documentation
- —ACH-related services may be subject to financial regulation — verify compliance before use
Citations
- —The endpoint returns a valid x402 challenge with maxAmountRequired of 20000 base units of USDC on Basehttps://lowpaymentfee.com/api/v1/ach/13
- —Platform advertises $0.02/request pricing with no API keys, no rate limits, and instant accesshttps://lowpaymentfee.com
- —USDC asset contract on Base is 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913https://lowpaymentfee.com/api/v1/ach/13
- —Documentation pages (/docs, /pricing, /README, /api) contain only 'Connect wallet' with no substantive contenthttps://lowpaymentfee.com/docs