Loan amortization schedule API, pay-per-call at $0.02 via USDC on Base.
What it does
This x402-enabled endpoint at lowpaymentfee.com returns a loan amortization schedule for a specific loan (loan ID 3 in the URL path). It is part of a broader platform offering dozens of pay-per-request APIs spanning data analytics, AI/ML inference, finance, crypto, and utility services — all priced at $0.02 per request with no API keys, no rate limits, and no commitments.
The endpoint accepts POST requests and is gated by the x402 payment protocol. Callers must include an X-PAYMENT header containing a valid payment proof settled in USDC on the Base network. The maximum amount required per call is 20,000 base units of USDC (i.e., $0.02, since USDC uses 6 decimals). The payment is sent to address 0x1A2B13E97f5F837C8F9FA1F95a1484B7C70d85F3 with a 300-second timeout window.
Documentation beyond the landing page is extremely sparse — the /docs, /api, /pricing, and /README pages all render only a "Connect wallet" prompt with no further content. There is no OpenAPI spec, no request/response schema documentation, and no example payloads available. The endpoint is confirmed live (returns a proper 402 challenge), but the actual input parameters and response format for the loan schedule must be inferred from the endpoint path and description alone.
Capabilities
Use cases
- —Generating an amortization schedule for a loan to see payment breakdowns over time
- —Integrating loan schedule data into a financial planning application
- —Agents autonomously fetching loan repayment details without pre-registration
Fit
Best for
- —Developers needing on-demand loan schedule calculations without API key management
- —AI agents that can settle micropayments in USDC on Base
- —Applications requiring simple pay-per-use financial computation endpoints
Not for
- —Users who need detailed API documentation or OpenAPI specs before integrating
- —Bulk or high-volume loan processing where per-request fees add up
- —Users without access to USDC on the Base network
Quick start
curl -X POST https://lowpaymentfee.com/api/v1/loans/3/schedule \
-H "Content-Type: application/json" \
-H "X-PAYMENT: <x402-payment-proof>"Endpoint
Quality
The endpoint is confirmed live with a valid x402 402 challenge, but there is zero documentation on request parameters, response schema, or what loan ID 3 represents. The /docs and other pages are empty beyond a wallet connect prompt. No OpenAPI spec or examples are available, making this effectively a stub listing.
Warnings
- —No API documentation available — /docs, /pricing, /api, and /README pages all show only 'Connect wallet' with no content
- —No OpenAPI or request/response schema provided; input parameters and output format are unknown
- —The endpoint path is hardcoded to loan ID 3 — unclear if other loan IDs are supported or how loans are created
- —The platform lists many API categories on its landing page but none have visible documentation
Citations
- —The endpoint returns a 402 challenge with maxAmountRequired of 20000 base units of USDC on Base networkhttps://lowpaymentfee.com/api/v1/loans/3/schedule
- —All APIs are priced at $0.02 per request with no API keys, no rate limits, and instant access on Base networkhttps://lowpaymentfee.com
- —The platform offers APIs across Data & Analytics, AI & Machine Learning, Finance & Web3, and Infrastructure categorieshttps://lowpaymentfee.com