ACH routing number lookup via x402 micropayment on Base network, $0.02 per request.
What it does
This endpoint at `/api/v1/ach/121` is part of the lowpaymentfee.com platform, which offers a suite of pay-per-call APIs settled via x402 micropayments in USDC on the Base network. The specific endpoint appears to serve ACH-related data — likely a routing number lookup or validation given the `/ach/121` path pattern (121 resembles the start of a US bank routing number). The platform advertises uniform $0.02-per-request pricing with no API keys, no rate limits, and instant access.
The x402 challenge confirms the endpoint is live and accepts POST requests. Payment is settled in USDC (contract `0x8335...2913` on Base) with a max amount of 20,000 base units, which equals $0.02 (USDC uses 6 decimals). The payment scheme is "exact" with a 300-second timeout. No OpenAPI schema or detailed documentation was found for this specific endpoint — the docs, pricing, and API pages all returned only a "Connect wallet" prompt with no substantive content.
The broader lowpaymentfee.com platform lists endpoints across data/analytics, AI/ML, finance/Web3, and infrastructure categories, all at the same $0.02 price point. However, the `/api/v1/ach/121` endpoint is not listed on the homepage's API catalog, which raises questions about whether it is a fully supported production endpoint or a less-documented route. Without request/response schema documentation, the exact input parameters and output format remain unknown.
Capabilities
Use cases
- —Looking up ACH routing number details for payment processing
- —Validating bank routing numbers before initiating transfers
- —Enriching financial transaction data with bank information
Fit
Best for
- —Agents needing on-demand ACH routing data without API key management
- —Micropayment-based financial data lookups
- —Crypto-native applications that can settle in USDC on Base
Not for
- —Bulk batch lookups where per-call pricing is inefficient
- —Applications requiring detailed API documentation and SLAs
- —Users who cannot transact in USDC on the Base network
Quick start
curl -X POST https://lowpaymentfee.com/api/v1/ach/121 \
-H "Content-Type: application/json" \
-H "X-PAYMENT: <x402-payment-header>"Endpoint
Quality
The endpoint is live (402 challenge confirmed) and pricing is clear ($0.02 USDC on Base), but there is no documentation for this specific endpoint — no request/response schema, no examples, and the endpoint isn't listed in the site's own API catalog. The docs/pricing/API pages all render only a wallet-connect prompt with no useful content.
Warnings
- —No request or response schema available for this endpoint
- —Endpoint /api/v1/ach/121 is not listed in the site's public API catalog — may be undocumented or experimental
- —All documentation pages (docs, pricing, API, README) returned only 'Connect wallet' with no substantive content
- —Exact functionality is inferred from the URL path; actual behavior is unconfirmed
Citations
- —The x402 challenge returns maxAmountRequired of 20000 base units in USDC on Base, equaling $0.02https://lowpaymentfee.com/api/v1/ach/121
- —Platform advertises $0.02/request pricing with no API keys, no rate limits, and instant accesshttps://lowpaymentfee.com
- —USDC asset contract on Base is 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913https://lowpaymentfee.com/api/v1/ach/121