Wallet credit score 0-100 from onchain transaction history pattern

Wallet credit score 0-100 from onchain transaction history pattern. Factors: tx volume (nonce), account age, ETH balance level, known label boost, x402 payment history. Red flags: zero activity, known mixers, sanctioned counterparties. Use for agent-side counterparty due diligence prior to transacting, automated KYC-lite, payment routing risk assessment.