Loan amortization schedule API, pay-per-call at $0.02 via USDC on Base.
What it does
This x402-enabled endpoint at lowpaymentfee.com returns a loan amortization schedule for a specific loan (loan ID 80 in the URL path). It is part of a broader platform offering various pay-per-request APIs spanning data analytics, AI/ML inference, finance, crypto, and utility services — all gated behind x402 micropayments on the Base network using USDC.
The endpoint accepts POST requests and returns JSON. Each call costs a maximum of 20,000 base units of USDC (0.02 USD, since USDC uses 6 decimals). Payment is made via the x402 protocol's X-PAYMENT header, settling to a specified wallet address on Base. There are no API keys, no rate limits, and no subscription commitments — callers pay per request.
Documentation beyond the landing page is extremely thin: the /docs, /api, /pricing, and /README pages all render only a "Connect wallet" prompt with no additional technical detail. There is no OpenAPI spec, no request/response schema documentation, and no examples for this specific loans/schedule endpoint. The endpoint is confirmed live (returns a proper 402 challenge), but the exact request body format and response structure for the loan schedule are unknown.
Capabilities
Use cases
- —Retrieving a payment-by-payment amortization schedule for a loan
- —Integrating loan schedule data into financial dashboards or planning tools
- —Programmatic access to loan repayment breakdowns without API key management
Fit
Best for
- —Agents or apps needing on-demand loan amortization data
- —Developers who prefer pay-per-call pricing over subscriptions
- —Crypto-native workflows that can settle USDC on Base
Not for
- —Users who need detailed API documentation or OpenAPI specs before integrating
- —High-volume batch processing where per-call costs add up
- —Users without a Base-compatible USDC wallet
Quick start
curl -X POST https://lowpaymentfee.com/api/v1/loans/80/schedule \
-H "Content-Type: application/json" \
-H "X-PAYMENT: <x402-payment-token>"Endpoint
Quality
The endpoint is live and returns a valid x402 challenge, confirming it exists and is gated at $0.02 USDC on Base. However, there is no documentation for request/response schemas, no OpenAPI spec, and the crawled docs/pricing/README pages are all empty beyond a wallet-connect prompt. The specific loan schedule endpoint's input parameters and output format are entirely unknown.
Warnings
- —No API documentation available — /docs, /pricing, /api, and /README pages all show only 'Connect wallet' with no technical content
- —No OpenAPI or schema definition found for this endpoint
- —Request body format and response structure for the loan schedule endpoint are undocumented
- —The endpoint is hardcoded to loan ID 80; it is unclear whether other loan IDs are supported or how loans are created
- —The broader platform lists many API categories but none appear to include a loans/schedule endpoint on the landing page, raising questions about completeness
Citations
- —The endpoint returns a 402 challenge with maxAmountRequired of 20000 base units of USDC on Base networkhttps://lowpaymentfee.com/api/v1/loans/80/schedule
- —The platform advertises $0.02 per request pricing with no API keys, no rate limits, and instant access on Base networkhttps://lowpaymentfee.com
- —USDC asset contract on Base: 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913https://lowpaymentfee.com/api/v1/loans/80/schedule