Mortgage data API endpoint on Base, pay-per-call via x402 with USDC.
What it does
This endpoint at lowpaymentfee.com provides mortgage-related data via a POST request to `/api/v1/mortgages/15`. It is part of a broader platform (lowpaymentfee.com) that offers dozens of pay-per-request API endpoints spanning data analytics, AI/ML inference, finance, crypto, and utility services — all gated by the x402 payment protocol on the Base network.
The specific `/api/v1/mortgages/15` endpoint is not listed on the provider's homepage among the advertised API categories, though the site's general pricing model is $0.02 per request. The x402 challenge for this endpoint shows a `maxAmountRequired` of 20,000 base units of USDC (token contract `0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913` on Base, 6 decimals), which equals $0.02 USD — consistent with the site-wide pricing. Payment is made via the x402 `exact` scheme directly in the HTTP request header; no API keys or accounts are required.
Documentation is extremely sparse. The crawled docs, pricing, and README pages all returned only a "Connect wallet" prompt with no substantive content. There is no OpenAPI schema, no request/response examples, and no description of what the mortgage endpoint actually returns. The path segment `15` may refer to a 15-year mortgage product or a specific resource ID, but this is unconfirmed. Callers should expect a JSON response (`mimeType: application/json`) but the exact schema is unknown.
Capabilities
Use cases
- —Retrieving mortgage-related data or calculations programmatically
- —Integrating mortgage information into financial dashboards or tools
- —Agent-driven mortgage data lookups with instant crypto micropayments
Fit
Best for
- —Developers needing on-demand mortgage data without subscription commitments
- —AI agents that can settle x402 payments on Base for per-call access
- —Applications requiring low-cost, keyless API access to financial data
Not for
- —Users who need detailed API documentation or guaranteed schema stability
- —Bulk mortgage data consumers who need high-volume batch access at lower unit cost
- —Anyone unable to pay with USDC on the Base network
Quick start
curl -X POST https://lowpaymentfee.com/api/v1/mortgages/15 \
-H "Content-Type: application/json" \
-H "X-PAYMENT: <x402-payment-header>"Endpoint
Quality
The endpoint is live (returns a valid x402 402 challenge) and pricing is clear at $0.02/request in USDC on Base. However, there is no documentation, no request/response schema, and the mortgage endpoint isn't even listed on the provider's own homepage. The purpose and output of this specific endpoint are entirely unknown.
Warnings
- —No documentation available — docs, pricing, and README pages all render only a wallet-connect prompt
- —The /api/v1/mortgages/15 endpoint is not listed among the provider's advertised APIs on the homepage
- —No request or response schema is provided; callers cannot know what to send or expect back
- —The meaning of '15' in the path (resource ID vs. 15-year mortgage) is unconfirmed
Citations
- —The site advertises $0.02 per request pricing with no API keys, no rate limits, and instant access on the Base networkhttps://lowpaymentfee.com
- —The x402 challenge shows maxAmountRequired of 20000 base units of USDC (0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913) on Base, equaling $0.02https://lowpaymentfee.com/api/v1/mortgages/15
- —Docs, pricing, and README pages return only a Connect wallet prompt with no substantive contenthttps://lowpaymentfee.com/docs