Mortgage data API endpoint on Base, paid per-request via x402 with USDC.
What it does
This endpoint at lowpaymentfee.com provides access to mortgage-related data via a POST request to `/api/v1/mortgages/1`. It is part of a broader platform (lowpaymentfee.com) that offers dozens of pay-per-call API endpoints spanning data analytics, AI/ML inference, finance, crypto, and utility services — all gated by the x402 payment protocol on the Base network.
The specific `/api/v1/mortgages/1` endpoint is listed as "Premium API Access" and charges up to 20,000 base units of USDC (0x8335…2913 on Base), which equals $0.02 per request (USDC uses 6 decimals, so 20000 / 10^6 = $0.02). Payment is settled on-chain on Base using the x402 "exact" scheme. No API keys or accounts are required — callers simply attach an X-PAYMENT header with a valid x402 payment proof.
Documentation is extremely sparse. The crawled /docs, /api, /pricing, and /README pages all returned only a "Connect wallet" prompt with no further content. There is no OpenAPI spec, no request/response schema, and no description of what mortgage data is actually returned. The endpoint is confirmed live (returns a proper 402 challenge), but without documentation it is unclear what fields the POST body should contain or what the response payload looks like.
Capabilities
Use cases
- —Retrieving mortgage data or calculations on a per-request basis
- —Integrating mortgage information into agent workflows without API key management
- —Programmatic access to mortgage records settled via on-chain micropayments
Fit
Best for
- —Agents or apps needing on-demand mortgage data with no subscription
- —Developers experimenting with x402 pay-per-call APIs on Base
- —Workflows that require keyless, permissionless API access to financial data
Not for
- —Users who need detailed API documentation or guaranteed SLAs before integrating
- —High-volume mortgage data consumers who need bulk pricing or rate limits guarantees
Quick start
curl -X POST https://lowpaymentfee.com/api/v1/mortgages/1 \
-H "Content-Type: application/json" \
-H "X-PAYMENT: <x402_payment_proof>"Endpoint
Quality
The endpoint is live and returns a valid x402 402 challenge, confirming it works. However, there is no OpenAPI spec, no request/response schema, no documentation beyond a title, and no examples. The mortgage-specific endpoint is not even listed on the site's landing page among its advertised APIs, making its purpose unclear.
Warnings
- —No documentation available — /docs, /api, /pricing, and /README all render only a wallet-connect prompt with no content.
- —No request or response schema provided; callers cannot know what to send or expect back.
- —The /api/v1/mortgages/1 endpoint is not listed among the site's advertised APIs, raising questions about whether it is a production endpoint or a test/demo route.
- —Endpoint description is generic ('Premium API Access') and does not describe the actual data returned.
Citations
- —The endpoint returns a valid x402 402 challenge with maxAmountRequired of 20000 base units of USDC on Basehttps://lowpaymentfee.com/api/v1/mortgages/1
- —The platform advertises $0.02 per request pricing with no API keys, no rate limits, and instant access on Base networkhttps://lowpaymentfee.com
- —USDC asset address 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913 on Basehttps://lowpaymentfee.com/api/v1/mortgages/1
- —Documentation pages (/docs, /api, /pricing, /README) contain only a 'Connect wallet' prompthttps://lowpaymentfee.com/docs