x402-gated loan data endpoint on Base, pay $0.02 per request in USDC.
What it does
This endpoint at lowpaymentfee.com provides access to a loan resource (ID 95) via the x402 payment protocol. The endpoint is live and returns a 402 challenge requiring payment in USDC on the Base network. The specific path `/api/v1/loans/95` suggests it returns data for a particular loan record, though the exact response schema is not documented.
The provider lowpaymentfee.com hosts a broad catalog of x402-gated API endpoints spanning data analytics, AI/ML inference, finance/Web3 data, and infrastructure utilities — all priced at $0.02 per request. This particular endpoint falls outside those listed categories and appears to be a finance-related loan data resource. Payment is settled on-chain via USDC (contract 0x8335…2913) on Base, with no API keys, rate limits, or subscriptions required. The x402 challenge specifies a maxAmountRequired of 20000 base units, which at 6 decimals for USDC equals $0.02.
Documentation is extremely sparse. The crawled docs, API, pricing, and README pages all returned only a "Connect wallet" prompt with no substantive content. There is no OpenAPI spec, no response schema, and no example payloads available. The endpoint accepts POST requests and returns application/json, but the structure of both request and response bodies is unknown.
Capabilities
Use cases
- —Retrieving loan record details via a single micropayment
- —Programmatic access to loan data without API key registration
- —Agent-driven financial data retrieval with on-chain settlement
Fit
Best for
- —Agents needing one-off loan data lookups without subscription overhead
- —Developers experimenting with x402 payment-gated APIs
- —Workflows requiring keyless, pay-per-use financial data access
Not for
- —Bulk loan data retrieval (no documented batch endpoints)
- —Users who need detailed documentation or guaranteed SLAs
- —Applications requiring non-crypto payment methods
Quick start
curl -X POST https://lowpaymentfee.com/api/v1/loans/95 \
-H "Content-Type: application/json" \
-H "X-PAYMENT: <x402-payment-token>"Endpoint
Quality
The endpoint is live and returns a valid x402 challenge, but there is no documentation, no OpenAPI spec, no response schema, and no examples. The loan-specific path is not listed on the provider's homepage catalog. Effectively a stub listing.
Warnings
- —No OpenAPI or schema documentation available for this endpoint
- —The /api/v1/loans/95 path is not listed among the provider's advertised endpoints
- —All documentation pages (docs, API, pricing, README) returned only 'Connect wallet' with no content
- —Response body structure is completely unknown — no example or schema provided
- —Endpoint purpose (what loan data is returned) is unclear
Citations
- —The endpoint returns a 402 challenge with maxAmountRequired of 20000 base units in USDC on Basehttps://lowpaymentfee.com/api/v1/loans/95
- —USDC asset contract on Base is 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913https://lowpaymentfee.com/api/v1/loans/95
- —Provider advertises $0.02 per request pricing with no API keys, no rate limits, and instant accesshttps://lowpaymentfee.com
- —The provider lists endpoints across data/analytics, AI/ML, finance/Web3, and infrastructure categorieshttps://lowpaymentfee.com