Loan amortization schedule API, pay-per-request via x402 on Base (USDC).
What it does
This endpoint at lowpaymentfee.com returns a loan amortization schedule for a specific loan (loan ID 91 in the URL path). It is part of a broader platform offering various pay-per-call APIs spanning data analytics, AI/ML inference, finance, crypto, and utility services — all gated behind the x402 payment protocol on the Base network using USDC.
The endpoint accepts POST requests and returns JSON. Each call costs $0.02 in USDC (20,000 base units with 6 decimals) settled on-chain via the x402 "exact" payment scheme to the provider's wallet. No API keys, rate limits, or subscriptions are required — callers simply attach an X-PAYMENT header with a valid x402 payment proof.
Documentation is extremely sparse. The crawled docs, API, pricing, and README pages all render only a "Connect wallet" prompt with no further content. There is no OpenAPI spec, no request/response schema, and no example payloads available. The endpoint path suggests it returns a payment schedule for a loan identified by ID 91, but the request body format and response structure are unknown. The endpoint is confirmed live (returns 402 challenge on POST).
Capabilities
Use cases
- —Retrieve a detailed amortization schedule for a loan showing principal and interest breakdowns per period
- —Integrate loan payment schedule data into financial planning or lending applications
- —Automate loan analysis workflows with per-call payment and no subscription overhead
Fit
Best for
- —Developers needing on-demand loan schedule calculations without API key management
- —Agents or bots that need programmatic access to amortization data with crypto micropayments
- —Prototyping financial tools where pay-per-use pricing avoids upfront commitments
Not for
- —Production systems requiring documented, stable API contracts with full schema definitions
- —Users who need to query arbitrary loan IDs (this endpoint is hardcoded to loan 91)
- —Teams that cannot settle payments in USDC on the Base network
Quick start
curl -X POST https://lowpaymentfee.com/api/v1/loans/91/schedule \
-H "Content-Type: application/json" \
-H "X-PAYMENT: <x402-payment-proof>"Endpoint
Quality
The endpoint is live and returns a valid x402 challenge, but there is no documentation, no OpenAPI spec, no request/response schema, and no examples. The loan endpoint path is specific to loan ID 91 with no indication of how to use other IDs. Docs pages are empty beyond a wallet-connect prompt. This is effectively a stub listing.
Warnings
- —No API documentation available — all doc pages render only 'Connect wallet'
- —No OpenAPI or request/response schema provided; request body format is unknown
- —Endpoint is hardcoded to loan ID 91; unclear if other loan IDs are supported or how loans are created
- —The platform lists many diverse API categories (AI, analytics, finance, utilities) all at $0.02 — legitimacy and data quality are unverifiable
Citations
- —Endpoint returns HTTP 402 with x402 challenge on POST, confirming it is livehttps://lowpaymentfee.com/api/v1/loans/91/schedule
- —Price is $0.02 per request (maxAmountRequired 20000 base units of USDC with 6 decimals)https://lowpaymentfee.com/api/v1/loans/91/schedule
- —Payment is in USDC on Base network to wallet 0x1A2B13E97f5F837C8F9FA1F95a1484B7C70d85F3https://lowpaymentfee.com/api/v1/loans/91/schedule
- —Platform advertises $0.02/request pricing with no API keys, no rate limits, instant access on Base networkhttps://lowpaymentfee.com