Loan amortization schedule API, pay-per-request via x402 on Base (USDC).
What it does
This endpoint at lowpaymentfee.com returns a loan amortization schedule for a specific loan (loan ID 39 in the URL path). It is part of a broader platform offering pay-per-call APIs across data analytics, AI/ML, finance, and utility categories, all settled via the x402 protocol on the Base network using USDC.
The endpoint is live and returns a 402 challenge requesting payment of up to 20,000 base units of USDC (0.02 USD, since USDC uses 6 decimals) per request. Payment is made via the x402 "exact" scheme to the specified wallet address. The response MIME type is application/json. The endpoint accepts POST requests and is marked as discoverable.
Documentation beyond the landing page is extremely sparse — the /docs, /pricing, /api, and /README pages all render only a "Connect wallet" prompt with no further technical detail. There is no OpenAPI spec, no request/response schema documentation, and no example payloads available. The loan schedule endpoint itself is not listed on the homepage (which advertises analytics, AI, finance, and utility endpoints), so its exact input parameters and output format are unknown. The platform advertises a flat $0.02 per request, no API keys, no rate limits, and instant access.
Capabilities
Use cases
- —Retrieve an amortization schedule for a loan to see payment breakdowns over time
- —Integrate loan schedule data into a financial planning application
- —Automate loan analysis workflows with per-call payment and no API key management
Fit
Best for
- —Developers needing on-demand loan amortization data without subscription commitments
- —Agents or bots that can settle x402 micropayments on Base
- —Prototyping financial tools where pay-per-call pricing is preferred
Not for
- —Users who need detailed API documentation or request/response schemas before integrating
- —High-volume batch processing where per-call pricing may add up
- —Users without a Base-compatible USDC wallet
Quick start
curl -X POST https://lowpaymentfee.com/api/v1/loans/39/schedule \
-H "Content-Type: application/json" \
-H "X-PAYMENT: <x402-payment-token>"Endpoint
Quality
The endpoint is live and returns a valid x402 402 challenge, but there is no documentation, no OpenAPI spec, no request/response schema, and no examples. The specific loan schedule endpoint is not even listed on the provider's homepage. Input parameters and output format are entirely unknown.
Warnings
- —No API documentation available — /docs, /pricing, /api, and /README pages all show only 'Connect wallet' with no content
- —No OpenAPI or schema definition found for this endpoint
- —The /api/v1/loans/39/schedule path is not listed among the provider's advertised endpoints on the homepage
- —Request body format and response schema are completely unknown — integration requires guesswork or direct experimentation
- —Loan ID 39 is hardcoded in the URL; unclear if other loan IDs are supported or how loans are created
Citations
- —The endpoint returns a 402 challenge with maxAmountRequired of 20000 base units of USDC on Base networkhttps://lowpaymentfee.com/api/v1/loans/39/schedule
- —The platform advertises $0.02 per request, no API keys, no rate limits, instant access, Base networkhttps://lowpaymentfee.com
- —USDC asset address 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913 on Basehttps://lowpaymentfee.com/api/v1/loans/39/schedule
- —Docs, pricing, API, and README pages render only 'Connect wallet' with no further contenthttps://lowpaymentfee.com/docs