x402-gated loan data endpoint on Base, pay-per-request with USDC.
What it does
This endpoint at lowpaymentfee.com provides access to a loan resource (ID 75) via the x402 payment protocol. The endpoint is live and returns a 402 challenge requiring payment in USDC on the Base network. The maximum amount required is 20,000 base units of USDC (6 decimals), which equals $0.02 per request. Payment is sent to address 0x1A2B13E97f5F837C8F9FA1F95a1484B7C70d85F3, and the endpoint accepts POST requests returning application/json.
The broader lowpaymentfee.com platform advertises a wide catalog of x402-gated APIs spanning data & analytics, AI/ML inference, finance & Web3, and infrastructure utilities — all priced at $0.02 per request with no API keys, no rate limits, and no commitments. However, this specific listing is for the /api/v1/loans/75 path, which is not listed on the site's public catalog. Its exact response payload is unknown — the description simply says "Premium API Access" and no documentation, OpenAPI spec, or example responses were found.
Because there is no schema, documentation, or sample output for this particular endpoint, the actual data returned is unclear. The endpoint is confirmed live (402 challenge captured), but consumers should be aware that the loan resource's structure and content are undocumented.
Capabilities
Use cases
- —Retrieving loan data for a specific loan record (ID 75)
- —Programmatic access to financial loan information without API keys
- —Agent-driven data retrieval with per-request USDC micropayments
Fit
Best for
- —Agents or applications needing on-demand loan data with no subscription
- —Developers experimenting with x402 payment-gated APIs
- —Crypto-native workflows that can pay in USDC on Base
Not for
- —Users who need documented, schema-validated loan data APIs
- —Bulk loan data retrieval (pay-per-request at scale may add up)
- —Non-crypto users without access to USDC on Base
Quick start
curl -X POST https://lowpaymentfee.com/api/v1/loans/75 \
-H "X-PAYMENT: <x402-payment-header>" \
-H "Content-Type: application/json"Endpoint
Quality
The endpoint is confirmed live via a valid 402 challenge, but there is no OpenAPI spec, no documentation, no example responses, and the /api/v1/loans/75 path is not listed in the site's own catalog. The actual data returned is completely unknown, making this effectively a stub listing.
Warnings
- —No documentation or OpenAPI schema available for this endpoint
- —The /api/v1/loans/75 path is not listed in the site's public API catalog — its purpose and response format are unknown
- —Crawled docs, pricing, API, and README pages all returned only 'Connect wallet' with no useful content
- —Response schema and request body format are entirely undocumented
Citations
- —The endpoint returns a 402 challenge requiring USDC payment on Base network with maxAmountRequired of 20000 base units ($0.02)https://lowpaymentfee.com/api/v1/loans/75
- —The site advertises $0.02/request pricing with no API keys, no rate limits, and instant access on Base networkhttps://lowpaymentfee.com
- —USDC asset address 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913 on Basehttps://lowpaymentfee.com/api/v1/loans/75