Loan amortization schedule API, pay-per-call at $0.02 via USDC on Base.
What it does
This endpoint at lowpaymentfee.com provides a loan amortization schedule via a POST request to `/api/v1/loans/25/schedule`. It is part of a broader platform offering data, analytics, AI, finance, and utility APIs, all gated behind the x402 payment protocol. Each call costs $0.02 in USDC on the Base network — no API keys, no rate limits, and no subscriptions required.
The x402 challenge confirms the endpoint is live and accepts exact-scheme payments in USDC (contract `0x8335…2913` on Base) with a maximum amount of 20,000 base units (i.e., $0.02 given USDC's 6 decimals). The response MIME type is `application/json`. The endpoint is discoverable and uses HTTP POST.
Documentation beyond the landing page is extremely thin — the /docs, /pricing, /api, and /README pages all render only a "Connect wallet" prompt with no further content. There is no OpenAPI spec, no request/response schema, and no example payloads available. The specific behavior of the `/loans/25/schedule` path (whether `25` is a loan ID, term length, or other parameter) is not documented. Consumers should expect to experiment or contact the provider for integration details.
Capabilities
Use cases
- —Generate an amortization schedule for a given loan
- —Integrate loan payment breakdowns into fintech applications
- —Provide borrowers with detailed repayment timelines
- —Automate loan schedule calculations without managing API keys
Fit
Best for
- —Developers building lending or mortgage tools
- —Fintech apps needing on-demand amortization tables
- —AI agents that need pay-per-call financial calculations
Not for
- —Users who need detailed API documentation before integrating
- —High-volume batch processing where per-call pricing adds up
- —Non-crypto workflows that cannot settle payments in USDC on Base
Quick start
curl -X POST https://lowpaymentfee.com/api/v1/loans/25/schedule \
-H "Content-Type: application/json" \
-H "X-PAYMENT: <x402-payment-header>"Endpoint
Quality
The endpoint is live (402 challenge confirmed) and pricing is clear ($0.02 USDC on Base). However, there is no OpenAPI spec, no request/response schema, no documentation beyond a wallet-connect prompt, and the semantics of the URL path (e.g., what '25' represents) are undocumented. This is effectively a stub listing.
Warnings
- —No API documentation available — /docs, /pricing, /api, and /README all return only a 'Connect wallet' prompt
- —No OpenAPI or JSON schema for request or response bodies
- —The meaning of '/loans/25/schedule' (what '25' represents) is not documented
- —No example requests or responses available from the provider
Citations
- —Endpoint returns 402 with x402 challenge advertising USDC on Base, maxAmountRequired 20000 (=$0.02)https://lowpaymentfee.com/api/v1/loans/25/schedule
- —Platform advertises $0.02/request pricing with no API keys, no rate limits, instant access on Base networkhttps://lowpaymentfee.com
- —USDC asset contract on Base is 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913https://lowpaymentfee.com/api/v1/loans/25/schedule