Loan amortization schedule API, pay-per-request via x402 on Base (USDC).
What it does
This endpoint at lowpaymentfee.com returns a loan amortization schedule for a specific loan (loan ID 82) via a POST request. It is part of a broader platform offering pay-per-call APIs across data analytics, AI/ML, finance, and utility categories, all settled on the Base network using USDC through the x402 payment protocol.
The x402 challenge confirms the endpoint is live and accepts payments of up to $0.02 per request (20,000 base units of USDC with 6 decimals = $0.02). Payment is made in USDC on Base to the specified wallet address, with no API keys or rate limits required. The response MIME type is application/json.
Documentation is extremely sparse. The crawled docs, pricing, and API pages all returned only a "Connect wallet" prompt with no further content. There is no OpenAPI schema, no request/response examples, and no description of what fields the loan schedule endpoint accepts or returns. The endpoint path suggests it returns a payment schedule for a pre-existing loan resource (ID 82), but it is unclear whether the POST body configures the schedule parameters or whether other loan IDs are available. The platform advertises a uniform $0.02/request pricing model with no minimums, no commitments, and instant access.
Capabilities
Use cases
- —Retrieving a loan amortization schedule showing principal and interest breakdowns per period
- —Integrating loan payment schedule data into financial planning tools
- —Agents autonomously fetching loan schedule data with micropayments
Fit
Best for
- —Developers needing on-demand loan schedule data without API key management
- —AI agents that can settle x402 micropayments on Base
- —Quick prototyping of financial applications requiring amortization tables
Not for
- —Users who need detailed API documentation or OpenAPI specs before integrating
- —Applications requiring custom loan creation or management beyond schedule retrieval
- —High-volume batch processing where per-request pricing may add up
Quick start
curl -X POST https://lowpaymentfee.com/api/v1/loans/82/schedule \
-H "Content-Type: application/json" \
-H "X-PAYMENT: <x402-payment-token>"Endpoint
Quality
The endpoint is live (402 challenge captured) and pricing is clear ($0.02/request in USDC on Base). However, there is no OpenAPI schema, no request/response examples, and all documentation pages returned only a wallet-connect prompt. The specific purpose of this loan/82/schedule endpoint is only inferable from the URL path.
Warnings
- —No API documentation available — docs, pricing, and API pages all render only a 'Connect wallet' prompt
- —No OpenAPI or request/response schema provided; request body format and response structure are unknown
- —Endpoint is hardcoded to loan ID 82; unclear if other loan IDs exist or if this is a demo resource
- —The platform lists many API categories but this specific endpoint (loans) is not listed on the homepage
Citations
- —The endpoint returns HTTP 402 with an x402 challenge requiring USDC payment on Basehttps://lowpaymentfee.com/api/v1/loans/82/schedule
- —maxAmountRequired is 20000 base units of USDC (6 decimals) = $0.02 per requesthttps://lowpaymentfee.com/api/v1/loans/82/schedule
- —Platform advertises $0.02/request pricing with no API keys, no rate limits, and instant access on Base networkhttps://lowpaymentfee.com