Pay-per-call ACH endpoint on Base via x402 — $0.02/request in USDC, no API keys required.
What it does
This endpoint at `/api/v1/ach/118` is part of the lowpaymentfee.com platform, which offers a broad catalog of pay-per-request APIs settled via the x402 protocol on the Base network using USDC. The specific endpoint is listed under "Premium API Access" but its exact functionality is unclear — the path suggests ACH (Automated Clearing House) banking-related data or operations, but no documentation, request/response schemas, or examples are available beyond the generic listing.
The platform advertises a flat $0.02 per request across all endpoints, with no API keys, no rate limits, and instant access. The x402 challenge confirms the endpoint is live, accepting POST requests and requiring payment of up to 20,000 base units of USDC (0x8335…) on Base, which equals $0.02 (USDC uses 6 decimals). Payment is made to address 0x1A2B13E97f5F837C8F9FA1F95a1484B7C70d85F3 with a 300-second timeout.
The site offers additional API categories including Data & Analytics, AI & Machine Learning, Finance & Web3, and Infrastructure utilities, all at the same $0.02 price point. However, documentation pages (/docs, /api, /pricing, /README) all returned only a "Connect wallet" prompt with no substantive content, making it impossible to verify what data or functionality this specific endpoint actually provides.
Capabilities
Use cases
- —Accessing ACH-related data or operations on a per-call basis without subscription
- —Agent-driven financial workflows requiring pay-as-you-go ACH endpoints
- —Integrating low-cost banking-related API calls settled in USDC on Base
Fit
Best for
- —Developers wanting zero-commitment, pay-per-use ACH access
- —AI agents that can settle x402 payments autonomously on Base
- —Projects needing quick ACH endpoint access without API key management
Not for
- —Production ACH payment initiation (no evidence this endpoint moves real money)
- —Users needing detailed API documentation or guaranteed SLAs
- —Anyone requiring non-crypto payment methods
Quick start
curl -X POST https://lowpaymentfee.com/api/v1/ach/118 \
-H "Content-Type: application/json" \
-H "X-PAYMENT: <x402-payment-header>" \
-d '{}'Endpoint
Quality
The x402 challenge is live and pricing is clear ($0.02 USDC on Base), but there is zero documentation on what this endpoint actually does — no request schema, no response schema, no examples. All doc pages return only 'Connect wallet'. The 'ACH' path hint and 'Premium API Access' title are the only clues to functionality.
Warnings
- —No documentation available — all doc pages (/docs, /api, /pricing, /README) return only 'Connect wallet'
- —Exact functionality of /api/v1/ach/118 is unknown; 'ACH' in the path is the only hint
- —No request or response schema provided
- —The endpoint is not listed on the site's own landing page catalog, raising questions about its status
- —Cannot verify whether this endpoint returns real financial data or performs actual ACH operations
Citations
- —The platform charges $0.02 per request with no API keys, no rate limits, and instant access on the Base networkhttps://lowpaymentfee.com
- —x402 challenge confirms the endpoint is live, accepting POST, with maxAmountRequired of 20000 base units of USDC on Basehttps://lowpaymentfee.com/api/v1/ach/118
- —USDC asset address is 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913 on Basehttps://lowpaymentfee.com/api/v1/ach/118
- —Documentation pages return only 'Connect wallet' with no substantive contenthttps://lowpaymentfee.com/docs