x402-gated loan data endpoint on Base, pay $0.02 per request in USDC — no API keys required.
What it does
This endpoint at lowpaymentfee.com provides premium API access to a loan resource (specifically `/api/v1/loans/42`) via the x402 payment protocol. It is part of a broader platform offering dozens of pay-per-call endpoints spanning data analytics, AI/ML inference, finance/Web3 data, and infrastructure utilities — all gated behind x402 micropayments on the Base network.
The endpoint accepts POST requests and returns JSON. Payment is settled in USDC (contract `0x8335…2913` on Base) with a maximum amount of 20,000 base units, which equals $0.02 per request (USDC uses 6 decimals). There are no API keys, no rate limits, and no subscription commitments — callers simply attach an `X-PAYMENT` header with a valid x402 payment proof. The payment timeout is 300 seconds.
The specific resource `/api/v1/loans/42` appears to be a single loan record endpoint. The platform's landing page does not list this particular path among its advertised categories (data, AI, finance, infrastructure), so it may be a demo or ancillary resource. Documentation pages (`/docs`, `/pricing`, `/README`) returned only a "Connect wallet" prompt with no substantive content, so the exact schema of the loan object returned is unknown.
Capabilities
Use cases
- —Fetching loan record data on a per-request payment basis without needing an API key
- —Demonstrating x402 payment protocol integration for agent-to-agent commerce
- —Accessing financial data endpoints with instant USDC micropayments on Base
Fit
Best for
- —Developers experimenting with x402 payment-gated APIs
- —AI agents that need keyless, pay-per-call access to data endpoints
- —Projects requiring low-friction micropayment API access on Base
Not for
- —Users needing detailed loan analytics or bulk loan portfolio data (schema and depth are unknown)
- —Anyone without a Base-compatible USDC wallet
- —Production use cases requiring documented response schemas and SLAs
Quick start
curl -X POST https://lowpaymentfee.com/api/v1/loans/42 \
-H "Content-Type: application/json" \
-H "X-PAYMENT: <x402-payment-proof>"Endpoint
Quality
The endpoint is live and returns a valid x402 402 challenge, confirming it is operational. However, there is no OpenAPI schema, no documentation beyond a wallet-connect prompt, no example request/response, and the specific loan resource is not listed on the platform's own landing page. The response body structure is entirely unknown.
Warnings
- —Documentation pages (/docs, /pricing, /README) all return only a 'Connect wallet' prompt with no actual content.
- —The specific endpoint /api/v1/loans/42 is not listed among the platform's advertised API categories — it may be a demo or test resource.
- —No response schema or example response is available; the structure of the returned loan object is unknown.
- —No OpenAPI spec or machine-readable schema was found.
Citations
- —The endpoint returns a 402 x402 challenge with maxAmountRequired of 20000 base units in USDC on Basehttps://lowpaymentfee.com/api/v1/loans/42
- —USDC asset contract on Base is 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913https://lowpaymentfee.com/api/v1/loans/42
- —Platform advertises $0.02 per request, no API keys, no rate limits, instant access on Base networkhttps://lowpaymentfee.com
- —Documentation, pricing, and README pages return only a Connect wallet prompthttps://lowpaymentfee.com/docs