{"id":"7b21a1a8-8fd2-4047-9104-e3371e1a1b60","shortId":"nzbcPV","kind":"x402","title":"State-by-state US MTL, EU payment institution, and Asian licensing requirements via x402 micropayment API","tagline":"State-by-state US MTL, EU payment institution, and Asian licensing requirements via x402 micropayment API","description":"This x402-protocol endpoint at legal.apitoai.xyz is described as a money transmitter licensing navigator. According to its listing, it maps state-by-state US Money Transmitter License (MTL) requirements, EU payment institution licenses, and Asian licensing frameworks, providing cost and timeline estimates for each jurisdiction.\n\nThe endpoint is intended to be called via the x402 payment protocol, where callers pay per request using cryptocurrency. However, during probing, the endpoint did not return the expected HTTP 402 challenge on either POST or GET methods, and no root page response was captured from the origin domain. No OpenAPI schema, documentation pages, or additional crawl content were available to verify functionality, pricing, or response format.\n\nGiven the lack of a live 402 challenge and the absence of any supporting documentation or crawl data, the actual capabilities, pricing, and response structure of this endpoint cannot be independently confirmed. Users should verify availability before relying on this service for compliance planning.","tags":[],"capabilities":["money-transmitter-licensing","us-state-mtl-requirements","eu-payment-institution-licensing","asian-licensing-frameworks","cost-estimation","timeline-estimation","regulatory-compliance"],"categories":["legal","compliance","fintech"],"synonyms":["money transmitter license","MTL requirements","payment institution license","fintech licensing","state money transmission","EU PSD2 licensing","regulatory navigator","compliance API"],"warnings":["Endpoint did not return HTTP 402 on POST or GET — liveness could not be confirmed","No crawl data, OpenAPI spec, or documentation available from the origin domain","Root fetch status was null — origin server may be unreachable","Pricing, response schema, and accepted parameters are entirely unknown","Example request is speculative and not based on any documented schema"],"endpointUrl":"https://legal.apitoai.xyz/money_transmitter_licensing_navigator","protocol":"x402","transport":"http","auth":{"type":"x402","details":[{"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","extra":{"name":"USD Coin","version":"2"},"payTo":"0x7362B94B23Ce9F6Cf9ec8E08d0f00582b048b696","scheme":"exact","network":"base","mimeType":"application/json","resource":"https://legal.apitoai.xyz/money_transmitter_licensing_navigator","description":"Map state-by-state US MTL requirements, EU payment institution licenses, and Asian licensing with cost and timeline estimates","outputSchema":{"input":{"type":"http","method":"POST","bodyType":"json","bodyFields":{"message":{"type":"string","required":true,"description":"Your prompt/query for the agent"}},"discoverable":true},"output":{"type":"object","properties":{"data":{"type":"object","properties":{"response":{"type":"string","description":"Agent response from Gemini Pro"}}},"agent":{"type":"string","description":"Agent name"},"success":{"type":"boolean","description":"Whether the request was successful"},"timestamp":{"type":"string","description":"ISO 8601 timestamp"}}}},"maxAmountRequired":"20000","maxTimeoutSeconds":300}]},"qualityScore":"0.150","qualityRationale":"The endpoint did not return a 402 challenge on either POST or GET, no root page was reachable, no OpenAPI schema or crawl documentation exists, and no pricing information could be confirmed. All details are inferred solely from the existing listing title and 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'EU PSD2 licensing' 'MTL requirements' 'absenc':159 'accord':50 'actual':168 'addit':137 'api':17,34 'asian':11,28,71 'asian-licensing-frameworks' 'avail':141,184 'call':88 'caller':95 'cannot':177 'capabl':169 'captur':126 'challeng':113,156 'complianc':191 'compliance API' 'confirm':180 'content':139 'cost':75 'cost-estimation' 'crawl':138,165 'cryptocurr':100 'data':166 'describ':43 'document':134,163 'domain':130 'either':115 'endpoint':39,83,105,176 'estim':78 'eu':7,24,66 'eu-payment-institution-licensing' 'expect':110 'fintech licensing' 'format':148 'framework':73 'function':144 'get':118 'given':149 'howev':101 'http':111 'independ':179 'institut':9,26,68 'intend':85 'jurisdict':81 'lack':151 'legal.apitoai.xyz':41 'licens':12,29,48,63,69,72 'list':53 'live':154 'map':55 'method':119 'micropay':16,33 'money':46,61 'money transmitter license' 'money-transmitter-licensing' 'mtl':6,23,64 'navig':49 'openapi':132 'origin':129 'page':123,135 'pay':96 'payment':8,25,67,92 'payment institution license' 'per':97 'plan':192 'post':116 'price':145,170 'probe':103 'protocol':38,93 'provid':74 'regulatory navigator' 'regulatory-compliance' 'reli':186 'request':98 'requir':13,30,65 'respons':124,147,172 'return':108 'root':122 'schema':133 'servic':189 'state':2,4,19,21,57,59 'state money transmission' 'state-by-st':1,18,56 'structur':173 'support':162 'timelin':77 'timeline-estimation' 'transmitt':47,62 'us':5,22,60 'us-state-mtl-requirements' 'use':99 'user':181 'verifi':143,183 'via':14,31,89 'x402':15,32,37,91 'x402-protocol':36","prices":[{"id":"7311dd7a-c9cc-43bc-a5e5-7d309dcfab40","listingId":"7b21a1a8-8fd2-4047-9104-e3371e1a1b60","amountUsd":null,"unit":"per_call","nativeCurrency":"USD COIN","nativeAmount":"20000","chain":"base","payTo":"0x7362B94B23Ce9F6Cf9ec8E08d0f00582b048b696","paymentMethod":"x402-usd coin","isPrimary":true,"details":{"scheme":"exact","mime_type":"application/json","accepts_all":[{"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","extra":{"name":"USD Coin","version":"2"},"payTo":"0x7362B94B23Ce9F6Cf9ec8E08d0f00582b048b696","scheme":"exact","network":"base","mimeType":"application/json","resource":"https://legal.apitoai.xyz/money_transmitter_licensing_navigator","description":"Map state-by-state US MTL requirements, EU payment institution licenses, and Asian licensing with cost and timeline estimates","outputSchema":{"input":{"type":"http","method":"POST","bodyType":"json","bodyFields":{"message":{"type":"string","required":true,"description":"Your prompt/query for the agent"}},"discoverable":true},"output":{"type":"object","properties":{"data":{"type":"object","properties":{"response":{"type":"string","description":"Agent response from Gemini Pro"}}},"agent":{"type":"string","description":"Agent name"},"success":{"type":"boolean","description":"Whether the request was successful"},"timestamp":{"type":"string","description":"ISO 8601 timestamp"}}}},"maxAmountRequired":"20000","maxTimeoutSeconds":300}],"asset_contract":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","max_timeout_seconds":300},"createdAt":"2026-04-21T18:32:29.442Z"}],"sources":[{"listingId":"7b21a1a8-8fd2-4047-9104-e3371e1a1b60","source":"x402_bazaar","sourceId":"https://legal.apitoai.xyz/money_transmitter_licensing_navigator","sourceUrl":"https://api.cdp.coinbase.com/platform/v2/x402/discovery/resources","isPrimary":true,"firstSeenAt":"2026-04-21T18:32:29.442Z","lastSeenAt":"2026-04-22T02:32:11.157Z"}],"details":{"listingId":"7b21a1a8-8fd2-4047-9104-e3371e1a1b60","quickStartSnippet":"curl -X POST https://legal.apitoai.xyz/money_transmitter_licensing_navigator \\\n  -H \"Content-Type: application/json\" \\\n  -d '{\"jurisdiction\": \"US\", \"state\": 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dashboards that surface licensing obligations by region"],"bestFor":["Fintech companies planning multi-state or multi-country licensing strategies","Compliance teams needing structured regulatory requirement data","Legal advisors researching money transmission licensing across jurisdictions"],"notFor":["Obtaining actual legal advice or attorney-client privileged guidance","Filing license applications or interacting with regulatory bodies directly","Non-financial regulatory compliance domains"],"kindDetails":{"x402_version":1,"resource_type":"http","bazaar_last_updated":"2026-02-17T23:12:55.892Z"},"updatedAt":"2026-04-22T02:32:11.157Z"}}