{"id":"d733c6f0-a3e5-4b19-869b-f5299acc6d5d","shortId":"EvZjKY","kind":"x402","title":"x402-payable loan data endpoint on Base, settling per-request in USDC.","tagline":"x402-payable loan data endpoint on Base, settling per-request in USDC.","description":"This endpoint at lowpaymentfee.com provides access to a specific loan resource (loan ID 89) via the x402 payment protocol. It is part of a broader platform that offers a variety of pay-per-request APIs spanning data analytics, AI/ML inference, finance, crypto, and utility services — all gated behind x402 micropayments on the Base network using USDC.\n\nThe specific endpoint `/api/v1/loans/89` is listed under the title \"Premium API Access\" but the crawled site does not include a dedicated loans category in its public API directory, nor does it document what fields or data the loan resource returns. The x402 challenge confirms the endpoint is live, accepts POST requests, and requires payment of up to 0.02 USDC (20,000 base units with 6 decimals) per call, settled to a Base-network address. Payment is handled via the x402 \"exact\" scheme with a 300-second timeout.\n\nDocumentation is extremely thin — the docs, pricing, API, and README pages all render only a \"Connect wallet\" prompt with no further content. There is no OpenAPI spec, no request/response schema, and no description of what the loans endpoint actually returns. The platform's landing page confirms a flat $0.02/request pricing model with no API keys, no rate limits, and instant access, but specifics about the loan data resource are absent.","tags":[],"capabilities":["x402-payment","usdc-settlement","base-network","per-request-pricing","loan-data","post-method"],"categories":["finance","data"],"synonyms":["loan API","loan data endpoint","x402 loan","micropayment API","pay-per-request loan","USDC API","Base network API","lowpaymentfee"],"warnings":["No documentation available for the /api/v1/loans/89 endpoint — response schema is unknown","The loans endpoint does not appear in the provider's public API directory; its purpose and data content are unclear","All doc/pricing/README pages render only 'Connect wallet' with no usable content","No OpenAPI spec or ai-plugin manifest found"],"endpointUrl":"https://lowpaymentfee.com/api/v1/loans/89","protocol":"x402","transport":"http","auth":{"type":"x402","details":[{"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","extra":{"name":"USD Coin","version":"2"},"payTo":"0x1A2B13E97f5F837C8F9FA1F95a1484B7C70d85F3","scheme":"exact","network":"base","mimeType":"application/json","resource":"https://lowpaymentfee.com/api/v1/loans/89","description":"Premium API Access","outputSchema":{"input":{"type":"http","method":"GET","discoverable":true}},"maxAmountRequired":"20000","maxTimeoutSeconds":300}]},"qualityScore":"0.300","qualityRationale":"The endpoint is confirmed live via a valid x402 402 challenge, and pricing is clear ($0.02 USDC per request). However, there is no documentation of request parameters, response schema, or what the loans/89 resource actually contains. The docs pages are empty beyond a wallet-connect prompt. The endpoint is not listed in the site's public API directory, making its purpose 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'/request':223 '0.02':143,222 '000':146 '20':145 '300':171 '6':150 '89':42 'Base network API' 'USDC API' 'absent':244 'accept':134 'access':34,97,235 'actual':212 'address':160 'ai/ml':68 'analyt':67 'api':64,96,112,181,228 'base':8,22,82,147,158 'base-network':157 'behind':77 'broader':53 'call':153 'categori':108 'challeng':128 'confirm':129,219 'connect':189 'content':195 'crawl':100 'crypto':71 'data':5,19,66,121,241 'decim':151 'dedic':106 'descript':206 'directori':113 'doc':179 'document':117,174 'endpoint':6,20,30,88,131,211 'exact':167 'extrem':176 'field':119 'financ':70 'flat':221 'gate':76 'handl':163 'id':41 'includ':104 'infer':69 'instant':234 'key':229 'land':217 'limit':232 'list':91 'live':133 'loan':4,18,38,40,107,123,210,240 'loan API' 'loan data endpoint' 'loan-data' 'lowpaymentfee' 'lowpaymentfee.com':32 'micropay':79 'micropayment API' 'model':225 'network':83,159 'offer':56 'openapi':199 'page':184,218 'part':50 'pay':61 'pay-per-request':60 'pay-per-request loan' 'payabl':3,17 'payment':46,139,161 'per':11,25,62,152 'per-request':10,24 'per-request-pricing' 'platform':54,215 'post':135 'post-method' 'premium':95 'price':180,224 'prompt':191 'protocol':47 'provid':33 'public':111 'rate':231 'readm':183 'render':186 'request':12,26,63,136 'request/response':202 'requir':138 'resourc':39,124,242 'return':125,213 'schema':203 'scheme':168 'second':172 'servic':74 'settl':9,23,154 'site':101 'span':65 'spec':200 'specif':37,87,237 'thin':177 'timeout':173 'titl':94 'unit':148 'usdc':14,28,85,144 'usdc-settlement' 'use':84 'util':73 'varieti':58 'via':43,164 'wallet':190 'x402':2,16,45,78,127,166 'x402 loan' 'x402-payable':1,15 'x402-payment'","prices":[{"id":"f942d6fa-2def-40b1-8080-b4e469108692","listingId":"d733c6f0-a3e5-4b19-869b-f5299acc6d5d","amountUsd":null,"unit":"per_call","nativeCurrency":"USD COIN","nativeAmount":"20000","chain":"base","payTo":"0x1A2B13E97f5F837C8F9FA1F95a1484B7C70d85F3","paymentMethod":"x402-usd coin","isPrimary":true,"details":{"scheme":"exact","mime_type":"application/json","accepts_all":[{"asset":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","extra":{"name":"USD Coin","version":"2"},"payTo":"0x1A2B13E97f5F837C8F9FA1F95a1484B7C70d85F3","scheme":"exact","network":"base","mimeType":"application/json","resource":"https://lowpaymentfee.com/api/v1/loans/89","description":"Premium API Access","outputSchema":{"input":{"type":"http","method":"GET","discoverable":true}},"maxAmountRequired":"20000","maxTimeoutSeconds":300}],"asset_contract":"0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913","max_timeout_seconds":300},"createdAt":"2026-04-18T18:48:03.935Z"}],"sources":[{"listingId":"d733c6f0-a3e5-4b19-869b-f5299acc6d5d","source":"x402_bazaar","sourceId":"https://lowpaymentfee.com/api/v1/loans/89","sourceUrl":"https://api.cdp.coinbase.com/platform/v2/x402/discovery/resources","isPrimary":true,"firstSeenAt":"2026-04-18T18:48:03.935Z","lastSeenAt":"2026-04-28T10:33:35.844Z"}],"details":{"listingId":"d733c6f0-a3e5-4b19-869b-f5299acc6d5d","quickStartSnippet":"curl -X POST https://lowpaymentfee.com/api/v1/loans/89 \\\n  -H \"X-PAYMENT: <x402-payment-header>\" \\\n  -H \"Content-Type: application/json\"","exampleRequest":null,"exampleResponse":null,"schema":{"input":{"type":"http","method":"GET","discoverable":true}},"openapiUrl":null,"agentsTxtUrl":null,"citations":[{"claim":"The endpoint returns a 402 x402 challenge with maxAmountRequired of 20000 base units in USDC on Base","source_url":"https://lowpaymentfee.com/api/v1/loans/89"},{"claim":"The platform advertises $0.02/request pricing with no API keys, no rate limits, and instant access on Base network","source_url":"https://lowpaymentfee.com"},{"claim":"USDC asset address 0x833589fCD6eDb6E08f4c7C32D4f71b54bdA02913 on Base network","source_url":"https://lowpaymentfee.com/api/v1/loans/89"}],"useCases":["Retrieving loan data for a specific loan record via micropayment","Integrating pay-per-call loan information into agent workflows","Accessing financial loan details without API key registration"],"bestFor":["Agents needing on-demand loan data without subscription commitments","Developers experimenting with x402 micropayment-gated APIs","Workflows requiring keyless, pay-as-you-go access to financial data"],"notFor":["Bulk loan data retrieval (no documented batch endpoints)","Users who need detailed API documentation or response schemas before integrating","Non-crypto users who cannot settle payments in USDC on Base"],"kindDetails":{"x402_version":1,"resource_type":"http","bazaar_last_updated":"2026-02-17T23:14:13.868Z"},"updatedAt":"2026-04-28T10:33:35.844Z"}}